Your financial freedom starts here

Simple tools to track spending, build savings, and take control of your money.

Freedom Financial Dashboard
PRINCIPAL EFFICIENCY 53%
TARGET JUL 2026
TOTAL DEBT 15 accounts
$97,840
+ $3,947 credit cards
HIGH-APR DEBT APR > 11%
$28,799
29% of total debt
MONTHLY INTEREST Cost of debt
$1,014
$12,169/yr to banks
CREDIT UTILIZATION 113% OVER
Current: $3,947 113%
52-WEEK CHALLENGE View →
2x
Starter $30.00
PAYMENT BREAKDOWN
To Principal $1,133
To Interest $1,014

Everything you need

Your Command Center

Freedom Dashboard

See your complete financial picture at a glance. Track debt payoff, monitor spending, and watch your progress toward financial freedom.

Net Worth Debt Overview Payment Tracking

Smart Budgets

Monthly budgets that adapt. Rollover unused amounts and track by category.

Subscription Manager

Track recurring bills. Never be surprised and find ways to save.

Paycheck Planning

Plan each paycheck allocation. Know where money goes before it arrives.

52-Week Challenge

Turn saving into a game with power tiers. Build lasting habits your way.

Bank Sync

Connect accounts for automatic transaction syncing

Build savings with the 52-Week Challenge

Start small and build momentum. The 52-week challenge turns saving into a game—unlock power tiers as you progress and watch your savings grow week by week.

  • Start with just $1 a week
  • Unlock power tiers: 2x, 4x, 6x, and beyond
  • Track progress visually as you level up
  • Build lasting savings habits your way

52-WEEK CHALLENGE

12/52 WEEKS
2x STARTER $110 / $110
$2
$4
$6
$8
$10
$12
$14
$16
$18
$20
4x BUILDER $92 / $620
$44
$48
$52
$56
$60
$64
$68
$72
$76
$80
6x ACCELERATOR $0 / $1,530
$126
$132
$138
$144
$150
$156
$162
$168
$174
$180
8x POWERHOUSE $0 / $2,840
$248
$256
$264
$272
$280
$288
$296
$304
$312
$320
10x CHAMPION $0 / $5,580
$410
$420
$430
$440
$450
$460
$470
$480
$490
$500
$510
$520

Ready to take control?

Join Chaio and start your journey to financial freedom today.

Get Started